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Time Bank

gears to a time piece

--Author unknown

Imagine that you had won the following  prize in a contest:

Each morning your bank would deposit $86,400.00 in  your private account for your use.  However, this prize had rules, just as any game has certain rules.

The first set of rules would  be:
1) Everything that you didn't spend during each day would be taken away from you.

2) You may not simply transfer money into some other account. You may only spend it.

3) Each morning upon awakening, the  bank opens your account with another $86,400.00 for that day.

The  second set of rules:

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